Feasibility Study on establishment of Financial Education Centre in Azerbaijan

 Overall Objective: To develop a sustainable, systematic and step by step approach to ensure that the right model of financial literacy and debt counselling is identified for Azerbaijan and is optimally integrated into the country’s financial sector landscape.

Considering this, the following four-step approach is envisioned: (I) desk research and bilateral discussions with key sector stakeholders; (II) organisation of a sector-wide roundtable to decide on the best debt advice model both in terms of institutional structure and organisation and service offering which meets the needs of the target groups; (III) development of a detailed concept including a business plan (IV) development of an action plan for setting up the Centre. 

Note: This project was financed by EFSE and implemented by AMFA in partnership with Microfinance Centre (Poland). 

Financial Intermediaries Capacity Building Technical Cooperation Programme
Pillar 2- MSME Lending Capacity Building

Overall Objective: To restore and strengthen their resilience and sustainability in the post-crisis environment via:1) increasing efficiency and transparency of internal processes, including decision-making;2) enhancing organisational structures and ability to deal with problem loans; 3) training of the local staff; 4) strengthening MSME lending capacity; and, as a result of all of the above;5) improving balance sheet structure and profitability.

Specific Objective: To enhance institutional capacity of PFIs in MSME lending process on the back of optimized business processes and enhanced HR policies and staff training, among other things.
Note: This project is financed by the European Bank for Reconstruction and Development and implemented by BFC in partnership with AMFA 

  Social Performance Indicators Assessment

The Overall Objective: To conduct an internal diagnostic evaluation of Social Performance Management based on SPI4 tool (developed by Cerise) which will enable the bank:1) to define institutional gaps on social performance management 2) to be equipped with ground for developing actions on filling in gaps, getting recommendations 3) by strengthening internal performance, increase client liability and enhance market position.

Note: This project is financed by Ford Foundation/Microfinance Centre and implemented by AMFA 

Micro-finance Index of Market Outreach and Saturation (MIMOSA) project

The Overall Objective: to conduct desk research, preliminary surveys, and field trials as part of the MIMOSA project in three distinct commercial districts / trading centers, to be specified by the Client. The surveys included both Focus Group and Individual components.

Note: This project is financed by MIMOZA and implemented by AMFA 

Promotion of Gender Equality in financial sector of Azerbaijan

Overall Objective: Improve HR Policies and practices within PIs; identify and address constrains and barriers to women’s employment in the financial sector; identify and address current constraints and barriers to women accessing the loans
Provide relevant training to male and female Los aiming to attract women; Develop indicators to measure and monitor the results

Note: this project is financed by the European Bank for Reconstruction and Development and implemented by Frankfurt School in partnership with AMFA

Development of financial education booklets

Overall Objective: develop a financial education booklet aimed at raising financial literacy of bank and microfinance institution clients in Azerbaijan

Note: This project was financed by EFSE and implemented by AMFA in partnership with Microfinance Centre (Poland).

  Survey on Financial Literacy & Consumer Protection

Overall Objective: Determine current status of management of households’ revenues and expenditures, mathematic-financial literacy of population, awareness of financials services, use of financial services and consumer rights.

Note: This project was financed by the World Bank and implemented by AMFA
         

Econometric Assessment of microcredit’s

Overall Objective: 1)mpact assessment for all clients where impact is defined as the effect of client status(old vs.new clients);2)Impact assessement as a comparison between Bank clients and nonbank clients where impact is defined as the difference in effects of clients status (old vs.new clients for Bank compared to old vs. new clients for non-banks)

Note: This project was financed by the KfW and implemented by AMF

Micro-finance Impact Assessment and Social Indicators Assessment  

Overall Objectives: 1. Determine whether micro-financing programs are achieving the types of impacts such as enterprise development, economic growth, family/household economic security, community development.2: Promote awareness raising on importance of social performance management at the institutional level. 

1.    Conduct SPM assessment

•    Develop questionnaire for institution’s SPM assessment;
•    Conduct individual meetings with Board Members and Executive Directors; 
•    Organize focus group discussion with operations and MIS staff to reveal their view on institutions social mission;
•    Validate findings and prepare report with conclusions and recommendations;
•    Organize training on basics of SPM in collaboration with MFC

2.  Carry out impact assessment survey

•    Develop methodology of Impact Assessment Survey;
•    Make sampling of target groups and regions to be covered;
•    Design and develop a questionnaire for in-depth interviews with mature and incoming clients; 
•    Conduct the pilot survey;
•    Select and conduct training

Note: This project was financed by the USAID/ ACDI/VOCA and BP & its co-ventures and implemented by AMFA